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Overview of Property Damage (Contents) Coverage
Overview of Property Damage (Contents) Coverage
Written by Doug Huen
Updated over a week ago

Business Property Damage (Contents) provides coverage for loss or damage to the business’s own physical assets, from an insured peril (cause of loss).

Below are some scenarios that your business might be exposed to property damage losses:

  • The business’s retail store has suffered from break-in at night, resulting in stolen cash and broken windows.

  • A severe windstorm blew off the roof tiles from the business’s retail building.

  • A fire outbreak destroyed the business’s equipment and valuables.

  • An employee found graffiti painted on the front door when arriving at work.

The Property Damage (Contents) section of the business insurance policy may indemnify the business or its owner for repair or replacement costs for damages resulting from the above scenarios, up to the selected coverage amounts.

The above list of examples might not cover other scenarios that are relevant to your business. If you have any questions or need assistance, you can contact one of our insurance specialists by clicking the chat icon or emailing us at [email protected].

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