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  <url>
    <loc>http://help.ownr.co/en/articles/1586469-change-your-registered-office-address</loc>
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    <loc>http://help.ownr.co/en/articles/1590826-the-importance-of-an-employment-agreement</loc>
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    <loc>http://help.ownr.co/en/articles/1615120-the-importance-of-a-contractor-agreement</loc>
    <lastmod>2025-08-27T18:08:15Z</lastmod>
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  <url>
    <loc>http://help.ownr.co/en/articles/1661894-general-ip-assignment-agreement</loc>
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    <lastmod>2025-08-20T18:48:27Z</lastmod>
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    <lastmod>2025-08-27T18:08:53Z</lastmod>
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    <loc>http://help.ownr.co/en/articles/1673692-contractor-agreement</loc>
    <lastmod>2025-08-25T15:41:49Z</lastmod>
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    <lastmod>2025-08-20T13:58:06Z</lastmod>
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    <lastmod>2025-08-26T18:38:13Z</lastmod>
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    <lastmod>2025-08-27T19:18:52Z</lastmod>
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    <loc>http://help.ownr.co/en/articles/1674245-notice-of-termination</loc>
    <lastmod>2023-08-04T15:42:54Z</lastmod>
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    <loc>http://help.ownr.co/fr/articles/1674245-avis-de-licenciement</loc>
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    <loc>http://help.ownr.co/en/articles/1906260-upload-documents</loc>
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    <loc>http://help.ownr.co/en/articles/2267392-convertible-note</loc>
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  <url>
    <loc>http://help.ownr.co/en/articles/2321579-add-update-or-remove-officers</loc>
    <lastmod>2025-12-17T21:29:32Z</lastmod>
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    <lastmod>2025-08-14T19:15:12Z</lastmod>
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  <url>
    <loc>http://help.ownr.co/en/articles/2322408-guide-to-your-ownr-dashboard</loc>
    <lastmod>2026-08-06T14:45:04Z</lastmod>
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    <loc>http://help.ownr.co/en/articles/2322747-add-update-or-remove-directors</loc>
    <lastmod>2025-12-17T20:16:28Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.ownr.co/en/articles/2322747-add-update-or-remove-directors" />
    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/2322747-ajouter-modifier-ou-supprimer-un-administrateur" />
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    <loc>http://help.ownr.co/fr/articles/2322747-ajouter-modifier-ou-supprimer-un-administrateur</loc>
    <lastmod>2025-08-14T19:17:26Z</lastmod>
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    <loc>http://help.ownr.co/en/articles/2327027-add-users-to-a-company-profile</loc>
    <lastmod>2026-05-26T19:37:41Z</lastmod>
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    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/2327027-ajouter-des-utilisateurs-sur-ownr" />
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    <loc>http://help.ownr.co/fr/articles/2327027-ajouter-des-utilisateurs-sur-ownr</loc>
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    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/2327027-ajouter-des-utilisateurs-sur-ownr" />
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    <lastmod>2025-08-20T18:26:31Z</lastmod>
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    <loc>http://help.ownr.co/en/articles/2347759-annual-returns</loc>
    <lastmod>2026-08-18T15:01:35Z</lastmod>
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    <loc>http://help.ownr.co/en/articles/2353658-convertibles</loc>
    <lastmod>2025-08-27T19:42:24Z</lastmod>
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  <url>
    <loc>http://help.ownr.co/en/articles/2360149-financial-statements</loc>
    <lastmod>2025-08-20T18:18:04Z</lastmod>
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  <url>
    <loc>http://help.ownr.co/en/articles/2364966-cap-table</loc>
    <lastmod>2025-08-25T15:33:38Z</lastmod>
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    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/2364966-tableau-de-la-structure-du-capital" />
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    <loc>http://help.ownr.co/fr/articles/2364966-tableau-de-la-structure-du-capital</loc>
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    <loc>http://help.ownr.co/en/articles/2406737-two-factor-authentication-2fa</loc>
    <lastmod>2022-06-16T16:47:10Z</lastmod>
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    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/2406737-authentification-a-deux-facteurs-a2f" />
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    <lastmod>2023-10-31T16:18:59Z</lastmod>
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    <loc>http://help.ownr.co/en/articles/2520889-can-i-cancel-anytime</loc>
    <lastmod>2026-07-07T20:19:23Z</lastmod>
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    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/2520889-puis-je-annuler-mon-abonnement-en-tout-temps" />
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    <lastmod>2025-08-28T19:06:10Z</lastmod>
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    <loc>http://help.ownr.co/en/articles/2528291-federal-articles-of-incorporation</loc>
    <lastmod>2026-02-26T18:47:16Z</lastmod>
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    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/2528291-les-statuts-d-une-societe-de-regime-federal" />
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    <loc>http://help.ownr.co/fr/articles/2528291-les-statuts-d-une-societe-de-regime-federal</loc>
    <lastmod>2025-08-28T22:08:24Z</lastmod>
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    <loc>http://help.ownr.co/en/articles/2571422-share-properties</loc>
    <lastmod>2025-08-20T15:16:42Z</lastmod>
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    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/2571422-proprietes-des-actions" />
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    <loc>http://help.ownr.co/fr/articles/2571422-proprietes-des-actions</loc>
    <lastmod>2025-08-28T21:14:42Z</lastmod>
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    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/2571422-proprietes-des-actions" />
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    <loc>http://help.ownr.co/en/articles/2574952-extra-provincial-registration</loc>
    <lastmod>2025-08-20T18:34:03Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.ownr.co/en/articles/2574952-extra-provincial-registration" />
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    <lastmod>2025-08-28T19:28:05Z</lastmod>
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    <loc>http://help.ownr.co/en/articles/2577971-share-transfers</loc>
    <lastmod>2025-12-17T20:11:31Z</lastmod>
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    <loc>http://help.ownr.co/fr/articles/2577971-transferts-d-actions</loc>
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  <url>
    <loc>http://help.ownr.co/en/articles/2754913-federal-articles-of-amendment</loc>
    <lastmod>2025-11-28T20:48:40Z</lastmod>
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  <url>
    <loc>http://help.ownr.co/en/articles/3152222-individuals-with-significant-control</loc>
    <lastmod>2025-11-03T17:30:23Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.ownr.co/en/articles/3152222-individuals-with-significant-control" />
    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/3152222-particuliers-ayant-un-controle-important" />
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    <loc>http://help.ownr.co/fr/articles/3152222-particuliers-ayant-un-controle-important</loc>
    <lastmod>2025-08-28T21:56:12Z</lastmod>
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    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/3152222-particuliers-ayant-un-controle-important" />
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    <loc>http://help.ownr.co/en/articles/3195709-share-vesting</loc>
    <lastmod>2025-08-26T18:39:33Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.ownr.co/en/articles/3195709-share-vesting" />
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    <lastmod>2025-08-14T19:03:49Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.ownr.co/en/articles/3195709-share-vesting" />
    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/3195709-acquisition-d-actions" />
  </url>
  <url>
    <loc>http://help.ownr.co/en/articles/3200718-the-role-of-the-incorporator-in-bc</loc>
    <lastmod>2022-06-16T16:47:31Z</lastmod>
  </url>
  <url>
    <loc>http://help.ownr.co/en/articles/3448778-payroll-program-account-number</loc>
    <lastmod>2026-08-12T13:56:24Z</lastmod>
  </url>
  <url>
    <loc>http://help.ownr.co/en/articles/3530332-employee-stock-option-plan-esop</loc>
    <lastmod>2026-01-12T14:28:23Z</lastmod>
  </url>
  <url>
    <loc>http://help.ownr.co/en/articles/3652057-confirming-gst-hst-numbers</loc>
    <lastmod>2025-11-03T15:10:45Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.ownr.co/en/articles/3652057-confirming-gst-hst-numbers" />
    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/3652057-confirmation-des-numeros-de-tps-tvh" />
  </url>
  <url>
    <loc>http://help.ownr.co/fr/articles/3652057-confirmation-des-numeros-de-tps-tvh</loc>
    <lastmod>2022-07-06T16:59:44Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.ownr.co/en/articles/3652057-confirming-gst-hst-numbers" />
    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/3652057-confirmation-des-numeros-de-tps-tvh" />
  </url>
  <url>
    <loc>http://help.ownr.co/en/articles/3708450-refer-a-friend-to-ownr</loc>
    <lastmod>2025-12-17T19:46:42Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.ownr.co/en/articles/3708450-refer-a-friend-to-ownr" />
    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/3708450-marche-a-suivre-pour-recommander-des-amis-a-ownr" />
  </url>
  <url>
    <loc>http://help.ownr.co/fr/articles/3708450-marche-a-suivre-pour-recommander-des-amis-a-ownr</loc>
    <lastmod>2023-10-31T18:19:12Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.ownr.co/en/articles/3708450-refer-a-friend-to-ownr" />
    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/3708450-marche-a-suivre-pour-recommander-des-amis-a-ownr" />
  </url>
  <url>
    <loc>http://help.ownr.co/en/articles/3782934-register-for-gst-hst</loc>
    <lastmod>2026-02-06T20:23:46Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.ownr.co/en/articles/3782934-register-for-gst-hst" />
    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/3782934-inscription-a-la-tps-tvh" />
  </url>
  <url>
    <loc>http://help.ownr.co/fr/articles/3782934-inscription-a-la-tps-tvh</loc>
    <lastmod>2025-08-29T15:19:41Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.ownr.co/en/articles/3782934-register-for-gst-hst" />
    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/3782934-inscription-a-la-tps-tvh" />
  </url>
  <url>
    <loc>http://help.ownr.co/en/articles/3787529-how-to-add-vesting-to-share-issuances</loc>
    <lastmod>2025-08-26T19:05:44Z</lastmod>
  </url>
  <url>
    <loc>http://help.ownr.co/en/articles/3790452-manage-your-ownr-subscription</loc>
    <lastmod>2026-07-07T19:26:01Z</lastmod>
  </url>
  <url>
    <loc>http://help.ownr.co/en/articles/3804002-delete-an-unfinished-company-on-ownr</loc>
    <lastmod>2025-11-28T20:55:40Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.ownr.co/en/articles/3804002-delete-an-unfinished-company-on-ownr" />
    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/3804002-suppression-d-une-entreprise-inachevee-sur-ownr" />
  </url>
  <url>
    <loc>http://help.ownr.co/fr/articles/3804002-suppression-d-une-entreprise-inachevee-sur-ownr</loc>
    <lastmod>2023-10-31T14:26:09Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.ownr.co/en/articles/3804002-delete-an-unfinished-company-on-ownr" />
    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/3804002-suppression-d-une-entreprise-inachevee-sur-ownr" />
  </url>
  <url>
    <loc>http://help.ownr.co/en/articles/3804438-close-your-ownr-account</loc>
    <lastmod>2026-08-06T14:52:09Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.ownr.co/en/articles/3804438-close-your-ownr-account" />
    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/3804438-fermeture-de-votre-compte-ownr" />
  </url>
  <url>
    <loc>http://help.ownr.co/fr/articles/3804438-fermeture-de-votre-compte-ownr</loc>
    <lastmod>2024-08-15T21:14:16Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.ownr.co/en/articles/3804438-close-your-ownr-account" />
    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/3804438-fermeture-de-votre-compte-ownr" />
  </url>
  <url>
    <loc>http://help.ownr.co/en/articles/3808766-update-the-email-address-for-your-account</loc>
    <lastmod>2026-03-25T17:15:46Z</lastmod>
  </url>
  <url>
    <loc>http://help.ownr.co/en/articles/3897568-cra-business-number</loc>
    <lastmod>2026-02-06T20:24:44Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.ownr.co/en/articles/3897568-cra-business-number" />
    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/3897568-ou-est-mon-numero-d-entreprise" />
  </url>
  <url>
    <loc>http://help.ownr.co/fr/articles/3897568-ou-est-mon-numero-d-entreprise</loc>
    <lastmod>2025-11-02T15:45:52Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.ownr.co/en/articles/3897568-cra-business-number" />
    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/3897568-ou-est-mon-numero-d-entreprise" />
  </url>
  <url>
    <loc>http://help.ownr.co/en/articles/3975824-share-splits</loc>
    <lastmod>2026-02-20T16:03:45Z</lastmod>
  </url>
  <url>
    <loc>http://help.ownr.co/en/articles/4047798-jurisdiction-of-incorporation</loc>
    <lastmod>2026-03-04T21:26:32Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.ownr.co/en/articles/4047798-jurisdiction-of-incorporation" />
    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/4047798-territoire-de-constitution" />
  </url>
  <url>
    <loc>http://help.ownr.co/fr/articles/4047798-territoire-de-constitution</loc>
    <lastmod>2025-08-28T21:46:06Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.ownr.co/en/articles/4047798-jurisdiction-of-incorporation" />
    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/4047798-territoire-de-constitution" />
  </url>
  <url>
    <loc>http://help.ownr.co/en/articles/4520451-how-do-i-find-my-bank-account-number</loc>
    <lastmod>2025-08-13T19:50:48Z</lastmod>
  </url>
  <url>
    <loc>http://help.ownr.co/fr/articles/4711852-etablissement-de-votre-entreprise-sur-ownr</loc>
    <lastmod>2025-08-28T21:40:50Z</lastmod>
  </url>
  <url>
    <loc>http://help.ownr.co/en/articles/4759807-what-information-do-i-need-before-registering-my-business</loc>
    <lastmod>2025-07-10T13:05:22Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.ownr.co/en/articles/4759807-what-information-do-i-need-before-registering-my-business" />
    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/4759807-de-quels-renseignements-ai-je-besoin-avant-d-enregistrer-mon-entreprise" />
  </url>
  <url>
    <loc>http://help.ownr.co/fr/articles/4759807-de-quels-renseignements-ai-je-besoin-avant-d-enregistrer-mon-entreprise</loc>
    <lastmod>2023-10-31T16:57:10Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.ownr.co/en/articles/4759807-what-information-do-i-need-before-registering-my-business" />
    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/4759807-de-quels-renseignements-ai-je-besoin-avant-d-enregistrer-mon-entreprise" />
  </url>
  <url>
    <loc>http://help.ownr.co/en/articles/4759809-what-is-a-business-registration-number-and-why-do-i-need-one</loc>
    <lastmod>2023-10-30T19:45:38Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.ownr.co/en/articles/4759809-what-is-a-business-registration-number-and-why-do-i-need-one" />
    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/4759809-qu-est-ce-qu-un-numero-d-enregistrement-de-l-entreprise-et-pourquoi-doit-on-en-posseder-un" />
  </url>
  <url>
    <loc>http://help.ownr.co/fr/articles/4759809-qu-est-ce-qu-un-numero-d-enregistrement-de-l-entreprise-et-pourquoi-doit-on-en-posseder-un</loc>
    <lastmod>2023-10-31T16:56:12Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.ownr.co/en/articles/4759809-what-is-a-business-registration-number-and-why-do-i-need-one" />
    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/4759809-qu-est-ce-qu-un-numero-d-enregistrement-de-l-entreprise-et-pourquoi-doit-on-en-posseder-un" />
  </url>
  <url>
    <loc>http://help.ownr.co/en/articles/4772974-billing-taxes-for-sole-proprietorships</loc>
    <lastmod>2025-08-14T15:18:04Z</lastmod>
  </url>
  <url>
    <loc>http://help.ownr.co/en/articles/5739448-the-master-business-license-is-now-called-the-business-name-registration-for-a-sole-proprietorship</loc>
    <lastmod>2026-03-17T18:45:37Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.ownr.co/en/articles/5739448-the-master-business-license-is-now-called-the-business-name-registration-for-a-sole-proprietorship" />
    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/5739448-le-permis-principal-d-entreprise-devient-l-enregistrement-du-nom-commercial-pour-une-entreprise-individuelle" />
  </url>
  <url>
    <loc>http://help.ownr.co/fr/articles/5739448-le-permis-principal-d-entreprise-devient-l-enregistrement-du-nom-commercial-pour-une-entreprise-individuelle</loc>
    <lastmod>2022-07-18T19:54:11Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.ownr.co/en/articles/5739448-the-master-business-license-is-now-called-the-business-name-registration-for-a-sole-proprietorship" />
    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/5739448-le-permis-principal-d-entreprise-devient-l-enregistrement-du-nom-commercial-pour-une-entreprise-individuelle" />
  </url>
  <url>
    <loc>http://help.ownr.co/en/articles/5768052-next-steps-after-registering-a-sole-proprietorship</loc>
    <lastmod>2026-02-06T20:40:18Z</lastmod>
  </url>
  <url>
    <loc>http://help.ownr.co/en/articles/5883939-agent-for-service-alberta</loc>
    <lastmod>2026-03-17T18:01:57Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.ownr.co/en/articles/5883939-agent-for-service-alberta" />
    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/5883939-representant-aux-fins-de-signification-alberta" />
  </url>
  <url>
    <loc>http://help.ownr.co/fr/articles/5883939-representant-aux-fins-de-signification-alberta</loc>
    <lastmod>2022-06-16T16:49:05Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.ownr.co/en/articles/5883939-agent-for-service-alberta" />
    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/5883939-representant-aux-fins-de-signification-alberta" />
  </url>
  <url>
    <loc>http://help.ownr.co/en/articles/6010547-the-value-of-your-ownr-subscription</loc>
    <lastmod>2025-08-20T18:30:02Z</lastmod>
  </url>
  <url>
    <loc>http://help.ownr.co/en/articles/6045180-registering-your-sole-proprietorship-with-ownr</loc>
    <lastmod>2025-07-04T14:51:59Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.ownr.co/en/articles/6045180-registering-your-sole-proprietorship-with-ownr" />
    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/6045180-enregistrement-de-votre-entreprise-individuelle-sur-ownr" />
  </url>
  <url>
    <loc>http://help.ownr.co/fr/articles/6045180-enregistrement-de-votre-entreprise-individuelle-sur-ownr</loc>
    <lastmod>2025-08-19T18:59:12Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.ownr.co/en/articles/6045180-registering-your-sole-proprietorship-with-ownr" />
    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/6045180-enregistrement-de-votre-entreprise-individuelle-sur-ownr" />
  </url>
  <url>
    <loc>http://help.ownr.co/en/articles/6045182-incorporating-your-company-with-ownr</loc>
    <lastmod>2025-07-04T14:45:44Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.ownr.co/en/articles/6045182-incorporating-your-company-with-ownr" />
    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/6045182-constitution-de-votre-societe-dans-ownr" />
  </url>
  <url>
    <loc>http://help.ownr.co/fr/articles/6045182-constitution-de-votre-societe-dans-ownr</loc>
    <lastmod>2023-10-31T18:18:44Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.ownr.co/en/articles/6045182-incorporating-your-company-with-ownr" />
    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/6045182-constitution-de-votre-societe-dans-ownr" />
  </url>
  <url>
    <loc>http://help.ownr.co/en/articles/6045189-sole-proprietorship-vs-incorporation</loc>
    <lastmod>2026-03-20T15:28:13Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.ownr.co/en/articles/6045189-sole-proprietorship-vs-incorporation" />
    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/6045189-difference-entre-une-entreprise-individuelle-et-une-societe-personne-morale" />
  </url>
  <url>
    <loc>http://help.ownr.co/fr/articles/6045189-difference-entre-une-entreprise-individuelle-et-une-societe-personne-morale</loc>
    <lastmod>2025-08-28T19:24:00Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.ownr.co/en/articles/6045189-sole-proprietorship-vs-incorporation" />
    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/6045189-difference-entre-une-entreprise-individuelle-et-une-societe-personne-morale" />
  </url>
  <url>
    <loc>http://help.ownr.co/en/articles/6045195-ownr-service-timelines</loc>
    <lastmod>2026-08-12T13:51:03Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.ownr.co/en/articles/6045195-ownr-service-timelines" />
    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/6045195-delais-des-services-d-ownr" />
  </url>
  <url>
    <loc>http://help.ownr.co/fr/articles/6045195-delais-des-services-d-ownr</loc>
    <lastmod>2026-08-12T13:51:19Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.ownr.co/en/articles/6045195-ownr-service-timelines" />
    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/6045195-delais-des-services-d-ownr" />
  </url>
  <url>
    <loc>http://help.ownr.co/en/articles/6045197-making-changes-to-your-sole-proprietorship</loc>
    <lastmod>2025-11-03T17:26:54Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.ownr.co/en/articles/6045197-making-changes-to-your-sole-proprietorship" />
    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/6045197-modifier-votre-entreprise-individuelle" />
  </url>
  <url>
    <loc>http://help.ownr.co/fr/articles/6045197-modifier-votre-entreprise-individuelle</loc>
    <lastmod>2025-08-28T21:43:01Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.ownr.co/en/articles/6045197-making-changes-to-your-sole-proprietorship" />
    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/6045197-modifier-votre-entreprise-individuelle" />
  </url>
  <url>
    <loc>http://help.ownr.co/en/articles/6045213-making-changes-to-your-corporation</loc>
    <lastmod>2025-08-20T14:03:12Z</lastmod>
  </url>
  <url>
    <loc>http://help.ownr.co/en/articles/6063436-dissolving-your-corporation</loc>
    <lastmod>2026-01-22T14:31:57Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.ownr.co/en/articles/6063436-dissolving-your-corporation" />
    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/6063436-dissolution-de-votre-societe" />
  </url>
  <url>
    <loc>http://help.ownr.co/fr/articles/6063436-dissolution-de-votre-societe</loc>
    <lastmod>2025-08-28T19:24:42Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.ownr.co/en/articles/6063436-dissolving-your-corporation" />
    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/6063436-dissolution-de-votre-societe" />
  </url>
  <url>
    <loc>http://help.ownr.co/en/articles/6173865-ownr-s-top-10-faq</loc>
    <lastmod>2025-09-19T18:01:02Z</lastmod>
  </url>
  <url>
    <loc>http://help.ownr.co/en/articles/6173897-what-does-ownr-do</loc>
    <lastmod>2025-08-20T13:37:35Z</lastmod>
  </url>
  <url>
    <loc>http://help.ownr.co/en/articles/6173902-how-do-i-register-on-ownr</loc>
    <lastmod>2025-08-15T13:30:14Z</lastmod>
  </url>
  <url>
    <loc>http://help.ownr.co/en/articles/6173926-how-long-does-registration-take-on-ownr</loc>
    <lastmod>2026-08-12T13:52:22Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.ownr.co/en/articles/6173926-how-long-does-registration-take-on-ownr" />
    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/6173926-combien-de-temps-faut-il-pour-s-enregistrer-en-utilisant-ownr" />
  </url>
  <url>
    <loc>http://help.ownr.co/fr/articles/6173926-combien-de-temps-faut-il-pour-s-enregistrer-en-utilisant-ownr</loc>
    <lastmod>2026-08-12T13:52:53Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.ownr.co/en/articles/6173926-how-long-does-registration-take-on-ownr" />
    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/6173926-combien-de-temps-faut-il-pour-s-enregistrer-en-utilisant-ownr" />
  </url>
  <url>
    <loc>http://help.ownr.co/en/articles/6173928-why-would-i-choose-ownr-versus-registering-with-the-government-or-a-lawyer</loc>
    <lastmod>2025-08-20T14:56:17Z</lastmod>
  </url>
  <url>
    <loc>http://help.ownr.co/en/articles/6173935-what-do-i-get-with-an-incorporation</loc>
    <lastmod>2025-08-20T18:55:00Z</lastmod>
  </url>
  <url>
    <loc>http://help.ownr.co/en/articles/6173940-what-do-i-get-with-a-sole-proprietorship-registration</loc>
    <lastmod>2025-08-18T15:50:59Z</lastmod>
  </url>
  <url>
    <loc>http://help.ownr.co/en/articles/6173944-how-to-claim-the-rbc-rebate</loc>
    <lastmod>2026-07-29T14:58:44Z</lastmod>
  </url>
  <url>
    <loc>http://help.ownr.co/en/articles/6173957-how-do-i-get-the-cra-business-number</loc>
    <lastmod>2025-11-02T18:43:26Z</lastmod>
  </url>
  <url>
    <loc>http://help.ownr.co/en/articles/6173963-how-do-i-get-the-gst-hst-number</loc>
    <lastmod>2026-08-12T13:55:09Z</lastmod>
  </url>
  <url>
    <loc>http://help.ownr.co/en/articles/6184494-ownr-subscription-policy</loc>
    <lastmod>2026-08-06T14:44:29Z</lastmod>
  </url>
  <url>
    <loc>http://help.ownr.co/en/articles/6207195-choosing-an-incorporation-plan</loc>
    <lastmod>2026-03-19T17:15:33Z</lastmod>
  </url>
  <url>
    <loc>http://help.ownr.co/en/articles/6207218-the-managed-corporation-plan</loc>
    <lastmod>2026-04-10T15:54:17Z</lastmod>
  </url>
  <url>
    <loc>http://help.ownr.co/en/articles/6207240-the-online-minute-book-plan</loc>
    <lastmod>2025-08-14T19:26:41Z</lastmod>
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    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/6207240-forfait-de-registre-en-ligne-des-proces-verbaux" />
  </url>
  <url>
    <loc>http://help.ownr.co/fr/articles/6207240-forfait-de-registre-en-ligne-des-proces-verbaux</loc>
    <lastmod>2025-08-28T22:01:45Z</lastmod>
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    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/6207240-forfait-de-registre-en-ligne-des-proces-verbaux" />
  </url>
  <url>
    <loc>http://help.ownr.co/en/articles/6229271-completing-your-incorporation-in-ownr</loc>
    <lastmod>2025-08-20T15:12:43Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.ownr.co/en/articles/6229271-completing-your-incorporation-in-ownr" />
    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/6229271-constitution-d-une-entreprise-en-societe-avec-ownr" />
  </url>
  <url>
    <loc>http://help.ownr.co/fr/articles/6229271-constitution-d-une-entreprise-en-societe-avec-ownr</loc>
    <lastmod>2025-08-28T19:18:25Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.ownr.co/en/articles/6229271-completing-your-incorporation-in-ownr" />
    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/6229271-constitution-d-une-entreprise-en-societe-avec-ownr" />
  </url>
  <url>
    <loc>http://help.ownr.co/en/articles/6229311-completing-your-sole-proprietorship-registration-in-ownr</loc>
    <lastmod>2025-08-20T15:36:14Z</lastmod>
  </url>
  <url>
    <loc>http://help.ownr.co/en/articles/6231738-what-s-the-difference-between-subscription-plans</loc>
    <lastmod>2022-05-19T12:47:08Z</lastmod>
  </url>
  <url>
    <loc>http://help.ownr.co/en/articles/6293694-what-do-i-get-with-a-sole-proprietorship-registration</loc>
    <lastmod>2025-11-02T18:47:59Z</lastmod>
  </url>
  <url>
    <loc>http://help.ownr.co/en/articles/6293702-business-activities-industry</loc>
    <lastmod>2025-12-15T16:24:07Z</lastmod>
  </url>
  <url>
    <loc>http://help.ownr.co/en/articles/6313397-moving-from-a-sole-proprietorship-to-incorporation</loc>
    <lastmod>2025-11-04T18:13:09Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.ownr.co/en/articles/6313397-moving-from-a-sole-proprietorship-to-incorporation" />
    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/6313397-passer-d-une-entreprise-individuelle-a-une-constitution" />
  </url>
  <url>
    <loc>http://help.ownr.co/fr/articles/6313397-passer-d-une-entreprise-individuelle-a-une-constitution</loc>
    <lastmod>2025-08-28T21:31:12Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.ownr.co/en/articles/6313397-moving-from-a-sole-proprietorship-to-incorporation" />
    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/6313397-passer-d-une-entreprise-individuelle-a-une-constitution" />
  </url>
  <url>
    <loc>http://help.ownr.co/en/articles/6484030-business-name-guide-how-to-choose-your-name-in-quebec</loc>
    <lastmod>2025-08-13T17:47:22Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.ownr.co/en/articles/6484030-business-name-guide-how-to-choose-your-name-in-quebec" />
    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/6484030-guide-des-noms-d-entreprise-comment-choisir-votre-nom-d-entreprise-au-quebec" />
  </url>
  <url>
    <loc>http://help.ownr.co/fr/articles/6484030-guide-des-noms-d-entreprise-comment-choisir-votre-nom-d-entreprise-au-quebec</loc>
    <lastmod>2025-08-29T14:52:51Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.ownr.co/en/articles/6484030-business-name-guide-how-to-choose-your-name-in-quebec" />
    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/6484030-guide-des-noms-d-entreprise-comment-choisir-votre-nom-d-entreprise-au-quebec" />
  </url>
  <url>
    <loc>http://help.ownr.co/en/articles/6516478-exact-name-match-and-similar-name-messages</loc>
    <lastmod>2026-04-09T17:45:30Z</lastmod>
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    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/6516478-correspondance-exacte-de-noms-et-noms-similaires" />
  </url>
  <url>
    <loc>http://help.ownr.co/fr/articles/6516478-correspondance-exacte-de-noms-et-noms-similaires</loc>
    <lastmod>2025-08-29T14:46:10Z</lastmod>
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  </url>
  <url>
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    <lastmod>2022-10-18T15:05:41Z</lastmod>
  </url>
  <url>
    <loc>http://help.ownr.co/en/articles/6653630-what-do-i-need-to-bring-to-create-a-business-deposit-account-with-rbc</loc>
    <lastmod>2022-10-20T16:00:26Z</lastmod>
  </url>
  <url>
    <loc>http://help.ownr.co/en/articles/6653636-can-i-get-a-business-credit-card-with-rbc</loc>
    <lastmod>2022-10-18T15:08:31Z</lastmod>
  </url>
  <url>
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    <lastmod>2022-10-18T15:09:18Z</lastmod>
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  <url>
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  <url>
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    <lastmod>2025-07-22T18:52:05Z</lastmod>
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    <lastmod>2022-10-18T15:12:22Z</lastmod>
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  <url>
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  <url>
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  <url>
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    <lastmod>2025-08-20T18:51:34Z</lastmod>
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  <url>
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  <url>
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  <url>
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  <url>
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    <lastmod>2023-07-04T13:25:08Z</lastmod>
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  <url>
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  </url>
  <url>
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    <lastmod>2023-07-04T13:27:42Z</lastmod>
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  <url>
    <loc>http://help.ownr.co/fr/articles/7984693-presentation-de-la-responsabilite-civile-generale</loc>
    <lastmod>2023-07-04T13:31:23Z</lastmod>
  </url>
  <url>
    <loc>http://help.ownr.co/fr/articles/7984706-presentation-de-la-couverture-de-dommages-materiels-biens-meubles</loc>
    <lastmod>2025-08-28T21:21:40Z</lastmod>
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  <url>
    <loc>http://help.ownr.co/fr/articles/7984718-que-sont-les-exclusions-d-une-police</loc>
    <lastmod>2025-08-28T21:10:24Z</lastmod>
  </url>
  <url>
    <loc>http://help.ownr.co/fr/articles/7984730-presentation-de-l-assurance-cybersecurite</loc>
    <lastmod>2025-08-28T21:26:29Z</lastmod>
  </url>
  <url>
    <loc>http://help.ownr.co/en/articles/8017536-finding-and-identifying-a-company-s-ultimate-beneficiary</loc>
    <lastmod>2025-08-20T13:28:17Z</lastmod>
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  <url>
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    <lastmod>2025-08-28T22:05:05Z</lastmod>
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  <url>
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    <lastmod>2026-03-25T18:56:50Z</lastmod>
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  <url>
    <loc>http://help.ownr.co/en/articles/8267982-managed-employees-contractors-add-on</loc>
    <lastmod>2025-07-04T15:04:45Z</lastmod>
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  <url>
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    <lastmod>2025-08-20T14:07:09Z</lastmod>
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  <url>
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  <url>
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    <xhtml:link rel="alternate" hreflang="fr" href="http://help.ownr.co/fr/articles/8420950-achat-d-actions-par-la-societe" />
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    <loc>http://help.ownr.co/en/articles/8429152-understanding-your-organization-documents-and-minute-book</loc>
    <lastmod>2026-04-10T13:33:02Z</lastmod>
  </url>
  <url>
    <loc>http://help.ownr.co/en/articles/8429172-the-roles-in-a-corporation</loc>
    <lastmod>2026-03-17T18:41:01Z</lastmod>
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  <url>
    <loc>http://help.ownr.co/en/articles/9585376-identity-verification-faq</loc>
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  <url>
    <loc>http://help.ownr.co/fr/articles/9585376-faq-sur-la-verification-de-l-identite</loc>
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  <url>
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    <lastmod>2025-08-25T15:50:40Z</lastmod>
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  </url>
  <url>
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    <lastmod>2025-08-26T18:34:06Z</lastmod>
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  <url>
    <loc>http://help.ownr.co/en/articles/10104455-identity-documentation-requirements</loc>
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  <url>
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  <url>
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    <lastmod>2025-03-14T14:20:45Z</lastmod>
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  <url>
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  <url>
    <loc>http://help.ownr.co/en/articles/11199146-generate-a-new-email-verification</loc>
    <lastmod>2025-05-05T15:55:39Z</lastmod>
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  <url>
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    <lastmod>2025-09-11T19:33:46Z</lastmod>
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  <url>
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  <url>
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    <lastmod>2026-02-02T17:05:17Z</lastmod>
  </url>
  <url>
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