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What type of business changes need to be reported to insurance?

Learn what business changes must be reported to your insurance provider.

It's important to notify our licensed insurance team of any changes to your business, as these may impact your coverage needs or eligibility. Contact us as soon as possible:

Phone support: Book a call

Live chat: Login to your Ownr account and click the chat icon

Change in business mailing and/or operation address

Mailing address: The location you use to receive important business communications

Operating address: The physical location where your business operates, such as a leased retail storefront or office

Report address changes to ensure your policy reflects your current business locations.


Change in products or services offered

Coverage only applies to accidents resulting from the types of operations listed on your policy. If you add or remove any services your business offers, update your policy immediately to maintain proper coverage.


Change in annual business revenue expectations

Business revenue is a key factor in assessing coverage eligibility and needs. When your revenue changes, contact our insurance specialists to review whether your current coverage remains appropriate.


Changes in business revenue from the United States

Ownr's insurance product has limits on U.S. revenue exposure. If you expect to generate more U.S. revenue, notify us so we can review your policy accordingly.


Self-insured accidents or unreported claims

If your business experienced an accident and paid expenses out-of-pocket, contact a licensed agent to confirm you remain eligible for coverage.


Other changes:

Regardless of how minor a change may seem, contact us to review your situation and update your policy. This ensures your business remains properly covered.

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